Terms of Service

About Our Service

The Prosperity Brief is a newsletter service providing analysis and insights on Australia's economy, property market, and policy landscape. We publish twice weekly (Tuesdays and Fridays) and maintain this website as a companion resource.

Subscription Terms

Free Newsletter

• The Prosperity Brief newsletter is currently provided free of charge
• No payment or credit card information is required to subscribe
• We reserve the right to introduce paid subscription tiers in the future
• Existing subscribers will receive advance notice of any pricing changes

Subscription Management

• You can unsubscribe at any time using the link in any newsletter
• Unsubscribe requests are processed within 48 hours
• Re-subscribing after unsubscribing constitutes acceptance of current terms

Content and Intellectual Property

Our Content

• All newsletter content, analysis, and commentary is owned by The Prosperity Brief
• You may not redistribute, republish, or commercially use our content without permission
• Personal use and sharing of individual newsletters with colleagues is permitted
• Academic and educational use is generally permitted with proper attribution

Data Sources

• We cite and link to data sources where possible
• Third-party data remains the property of its original owners
• Charts and visualizations created by us are our intellectual property

Disclaimer and Limitations

Not Financial Advice

Information Accuracy

• We strive for accuracy but cannot guarantee all information is error-free
• Data and analysis reflect information available at time of publication
• Market conditions and policy settings change rapidly
• We may issue corrections or updates when significant errors are identified

No Investment Recommendations

• We do not recommend specific investments, securities, or financial products
• Discussion of markets, trends, or opportunities is for informational purposes only
• Past performance does not guarantee future results
• All investments carry risk, including potential loss of principal

User Responsibilities

As a subscriber, you agree to:

• Provide accurate contact information when subscribing
• Use our content for lawful purposes only
• Respect our intellectual property rights
• Not attempt to reverse-engineer or scrape our website
• Report any technical issues or content errors in good faith

Website Usage

Permitted Use

• Browse and read published content
• Share links to individual articles
• Subscribe to our newsletter
• Contact us with inquiries or feedback

Prohibited Use

• Automated scraping or data harvesting
• Attempting to breach website security
• Using our content for spam or unsolicited marketing
• Impersonating The Prosperity Brief or its contributors

Third-Party Links

Our newsletter and website contain links to third-party websites and resources. These links are provided for convenience and do not constitute endorsement. We are not responsible for third-party content, privacy practices, or services.

Sponsorship and Advertising

• We may include sponsored content or advertisements in our newsletter
• Sponsored content will be clearly labeled as such
• We maintain editorial independence and only partner with relevant sponsors
• Sponsorship does not influence our analysis or commentary

Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

Limitation of Liability

To the maximum extent permitted by Australian law:

• The Prosperity Brief is provided "as is" without warranties of any kind
• We exclude liability for indirect, consequential, or special damages
• Our total liability is limited to the amount you've paid for our services (currently zero for free subscribers)
• This limitation applies to all claims, whether based on contract, tort, or other legal theory

Changes to Terms

• We may update these terms from time to time
• Material changes will be communicated via newsletter or website notice
• Continued use after changes constitutes acceptance of new terms
• If you disagree with changes, you may unsubscribe

Termination

By You

You may terminate your subscription at any time by unsubscribing.

By Us

We reserve the right to terminate or suspend access for violations of these terms, though we'll generally provide notice and opportunity to remedy issues.

Governing Law

These terms are governed by Australian law. Any disputes will be subject to the jurisdiction of Australian courts.

Contact Information

Questions about these terms? Contact us at:

Severability

If any provision of these terms is found to be unenforceable, the remainder shall remain in full force and effect.